The market carries risks, and investment should be cautious. This article does not constitute personal investment advice and has not taken into account individual users' specific investment goals, financial situations, or needs. Users should consider whether any opinions, viewpoints, or conclusions in this article are suitable for their particular circumstances. Investing based on this is at one's own responsibility.
Despite the Fed raising rates, nearly 70% of middle-income Americans haven't moved savings to high-yield accounts. Most believe competitive rates matter but haven't switched due to conservative attitudes and convenience.
